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Buy To Let

Investing in buy-to-let properties can be a lucrative venture, but the structure of your investment can significantly impact your finances, particularly regarding mortgages. 

When investing in a buy-to-let (BTL) property, one of the biggest decisions you'll face early on is how to purchase it—in your personal name or through a limited company. The right choice can have a significant impact on your mortgage options, tax liability, and long-term returns.

Find out whether a limited company buy-to-let is the right option for you. Hansar can talk you through the difference between owning a rental property through a limited company and owning one in your personal name, the pro’s & con’s of limited companies, how to set one up and more.

 

Some investors decide to set up a company solely for owning properties due to tax benefits on offer. These companies are structured to buy, sell or let property and are known as special purpose vehicle ( SPV). Most of these lenders are specialist and only available via a broker.

Talk to us today to go through your circumstances on both options. I will search the whole market to find the best deal suited your needs.

No jargon- just a friendly and helpful service. 

We understand the pressures of the property market, which is why we work fast to find you the best options.

Your property may be repossessed if you do not keep up repayments on your mortgage. 

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. 

For further advice for tax implications, please speak to an independent financial adviser.  

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You may be required to pay an Early Repayment Charge to your current lender if you re-mortgage.

Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority. As with all insurance policies, conditions and exclusions will apply.

Think carefully before securing other debts against your home. The overall cost of repayment of other debts might be more when added to your mortgage. 

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

Hansar Mortgages Ltd. is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. 

Hansar Mortgages Ltd (Company Number: SC682717; Registered in Scotland; Registered Address: 39 Barclay Place, Edinburgh, Scotland, EH10 4HW)

There will be a fee payable on completion for mortgage advice. The amount will depend on your circumstances. A typical fee would be £299.

 

FCA Number: 942882 - We are not responsible for the content or privacy practices of external websites.

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