Life cover provides a lump sum to your family if you were to die unexpectedly. The amount of cover can be closely aligned to what they would need to maintain their current lifestyle – for example, you could be covered for the amount of your mortgage liability, your total monthly outgoings or cover the mortgage. 

Income protection insurance will provide a payout if you’re unable to work. We can create a plan for you that works alongside any employee benefits so that there’s no unnecessary overlap.

This will provide a lump sum if you’re diagnosed with a serious illness such as cancer, heart attack or stroke. Again, the payment from this could be designed to cover your current liabilities so that financially at least, things can remain the same.